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Why We Require Identity Verification and Secure Access for Tax Preparation
Identity verification for tax preparation is required under IRS e-file standards. Learn why secure portals and multi-factor authentication protect your personal tax data.
Read MoreShould You Leave Maryland for Retirement? Here’s How to Decide
Thinking about retiring in Maryland? Compare the tax impact, healthcare costs, and long-term care access in FL, PA, DE, SC, and NC before making your move. Read this before you relocate!
Read MoreHow to Run an LLC That Actually Protects You
LLCs and corporations only protect you if run properly. Learn the habits, systems, and red flags courts look at—and how to clean things up before it’s too late.
Read MoreCalifornia’s Billionaire Tax: Why You Could Be Next
California’s billionaire tax may start small—but history shows taxes often grow. See how this policy could affect Maryland clients and learn how to plan proactively.
Read MoreHow Much Should You Pay Yourself? The 2026 Mistake That Could Cost S-Corp Owners Thousands
Avoid costly IRS penalties with a 2026 Reasonable Compensation survey. Ensure your S-Corp salary is compliant, audit-ready, and based on the latest wage data. Book by Feb 1 to save $150.
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Filing an LLC Isn’t Protection—It’s Just Step One
Filing an LLC or corporation is step one—not full protection. Learn how daily habits, clean finances, and compliance help keep your business and personal assets separate.
Read MoreIs Your Roth IRA a Ticking Tax Bomb? The Retirement Strategy Most People Are Missing
Roth IRAs feel like a safe bet—but tax law changes could leave you exposed. There’s a smarter, time-based strategy for generating income and control.
Read MoreStart With Why: How Purpose Powers Every Financial Decision
The journey starts here. Learn why defining your "why" is the key to aligning money with meaning — and how it sets the stage for everything to come.
Read MoreWhy Purpose is the Missing Piece in Your Financial Strategy
Purpose isn't fluff — it's the foundation. Learn why aligning your financial strategy with your purpose brings real clarity to your plan.
Read MoreThinking About Becoming a Landlord? Read This First
Thinking of becoming a landlord? Learn the real costs, tax surprises, and whether rental property aligns with your income goals — or if there’s a smarter way.
Read MoreAre Tax Law Changes About to Shift Your Charitable Giving Strategy?
Major tax law updates in 2026 may reshape how charitable donations affect your taxes. Learn smart strategies to give with purpose and tax efficiency.
Read More2026 Social Security COLA: What It Means for Retirees and Future Beneficiaries
The SSA announced a 2.8% COLA for 2026, reflecting modest inflation. Learn how this adjustment impacts your benefits and how to plan accordingly.
Read MoreAre You Paying Yourself Enough? The Hidden Risks of Underpaying Yourself as an S-Corp Owner
Is your S-Corp salary high enough? Avoid IRS audits and protect your Social Security with our $150 off offer. Includes free CFO strategy session—expires Dec 31!
Read MoreWhy Inconsistent Cash Flow Is the Hidden Risk Killing Growth — and What Business Owners Can Do About
Inconsistent cash flow is the hidden risk that limits growth for many business owners. Discover how clarity, systems, and strategic control bring confidence and stability.
Read MoreYour Security Comes First: Why We Can’t Take Trade Instructions by Email or Text
To protect your accounts, investment instructions cannot be accepted by email or text. Here’s why — and what safeguards are in place to keep you secure.
Read MoreThe IRS Is Watching Closer in 2025: What You Need to Know Now
The IRS draft Form 1040 for 2025 brings new deductions—and stricter reporting rules. Find out how to prepare now and avoid surprises at tax time.
Read MoreGet an IRS Account and IP PIN Now—Paper Checks Are Ending
The IRS ends paper refund checks in 2025. Here’s why you need an IRS Online Account and IP PIN now to secure your identity and refund.
Read MoreFiduciary vs. Brokerage vs. Tax-Only: What’s the Difference?
Compare fiduciary, brokerage, direct-to-fund, and tax-only benefits at a glance. See what you’re getting today — and what you may be missing.
Read MoreThink You Lost Your Tax Deductions? Why You May Be Better Off Now
Many retirees feel they lost deductions—but the senior deduction under OBBBA and the expanded standard deduction may actually offer more savings than itemizing.
Read MoreDon’t Lose Your Tax Credits Over an SSN Mistake
Starting in 2025, the IRS will check Social Security numbers in real time. Invalid or expired SSNs could block valuable tax credits. Here’s what families need to know.
Read MoreThe IRS Is Moving Online: What Business Owners Must Know (2025)
The IRS is moving business services online with new tools, AI, and faster notices. Here’s what business owners must know to stay ahead.
Read MoreWhy Every Taxpayer Should Set Up an IRS Online Account (2025)
The IRS is adding online tools for taxpayers. Learn how to set up your account, check your refund, and avoid surprises.
Read MoreBook Review: Who Not How by Dan Sullivan & Dr. Benjamin Hardy
Who Not How shows business owners how to scale by asking “Who?” instead of “How?” This review highlights its link to Main Street Millionaire and includes FAQs for entrepreneurs.
Read MoreMain Street Millionaire: Insights for Business Owners
Our review of Codie Sanchez’s Main Street Millionaire highlights insights on small business acquisitions and why cash flow clarity matters for business owners.
Read MoreIs Your Job on Borrowed Time? What to Do About AI
Will AI take your job? Here's how business owners are thinking—and what employees can do now to stay relevant and in demand.
Read MoreIs Your Business on Borrowed Time? How to Stay Ahead of AI—Before It Replaces You
AI is already changing how businesses run. Here’s how owners are adapting—by using AI to grow, reduce costs, or exit while ahead.
Read MoreIRS Delays Roth-Only Rule for Catch-Up Contributions Until 2026
The IRS has delayed the SECURE 2.0 Roth-only catch-up rule until 2026, giving high earners and employers more time to prepare. Catch-up contributions remain available.
Read MoreAre You a Cash-Intensive Business? Here’s Why the IRS May Be Watching
IRS audits are more sophisticated than ever. Whether you run a cash business or not, learn the red flags that could trigger an audit and how to protect your business.
Read More3 Smart Ways to Protect Your Profit Margins During Inflation
Inflation is hitting hard, but your profit margins don’t have to suffer. Explore three strategies to manage rising costs and protect your bottom line today.
Read MoreTime to Act: 2025 Social Security and Medicare Trustees Reports Raise Funding Alarms
The 2025 Trustees Reports confirm long-standing funding issues for Social Security and Medicare. Explore what’s at stake, potential reforms, and how to prepare financially.
Read MoreGreater-than-2% Shareholders in S Corporations: What You Need
S corp owners with over 2% ownership face unique IRS rules. Learn how to avoid costly mistakes on health insurance, fringe benefits, loans, and more.
Read MoreWhat the 2025 Tax Law Means for Your Business
The 2025 tax law expands bonus depreciation, QBI deductions, Section 179 limits, and R&D expensing. Here's what every business owner should know.
Read MoreHow the 2025 Tax Law Could Affect You: What to Know Now
The 2025 tax law includes new deductions for tips, overtime, car loan interest, and child tax credits—plus a $6,000 senior deduction. See how it may impact you.
Read MoreWeekly Market Insights | Trade and Jobs Cheer Markets in Short Holiday Week
Markets edged higher in a holiday-shortened week, driven by trade optimism and a solid June jobs report, with the Dow and S&P 500 hitting new highs despite economic uncertainties.
Read MoreWeekly Market Insights | Markets Hold Broad-Based Rally
Markets surged to record highs on Middle East ceasefire hopes, easing trade fears, strong earnings, and AI stock recovery. S&P 500 hit fastest rebound from a 15% drop.
Read MoreWeekly Market Insights | Conflict Fears Rattle Markets; Fed Holds Steady
Markets were mixed amid Middle East tensions and Fed rate news. The S&P 500 dipped, Nasdaq edged up, and investors reacted to inflation concerns and geopolitical uncertainty.
Read MoreHiring Your Kids — A Family-Friendly Tax Strategy
Hire your kids in your business and legally deduct their pay. A smart tax-saving strategy for self-employed parents.
Read MoreRecordkeeping & Preparer Responsibilities — What IRS Section 10.34 Means for You
Keep good records and know what your tax pro must do. IRS Section 10.34 protects you both and helps you deduct with confidence.
Read MoreWeekly Market Insights | Trade Tension Down, Economic Data Up
Stocks climbed on strong job growth and easing trade tensions. The S&P 500 closed above 6,000, boosted by megacap tech and optimism around U.S.-China talks.
Read MoreClaiming Your Home Office — What IRS Section 280A Allows
Use your home for business? You may qualify for a home office deduction under IRS Section 280A. Learn how it works and who qualifies.
Read MoreMeals, Travel & Gifts — What IRS Section 274 Allows (and Doesn’t)
Section 274 limits deductions for meals, travel, and gifts. Learn what the IRS allows—and what you can't write off.
Read MoreWeekly Market Insights | Markets Cheer U.S./E.U. Trade Talks
Markets climbed on strong AI tech earnings and EU trade optimism, despite Fed caution and China concerns. Inflation ticked up modestly, easing rate fears.
Read MoreRetirement Plans for the Self-Employed — Save for the Future and Cut Your Taxes
Save for retirement and lower your taxes with Solo 401(k)s, SEP IRAs, and other smart self-employed plans.
Read MoreSelf-Employment Taxes Made Simple
Learn what self-employment tax is, how it works, and how to reduce it with smart deductions.
Read MoreWeekly Market Insights | Markets Cringe At Returned Tariff Talk
Markets dipped last week amid fiscal worries and renewed tariff threats, with U.S. indexes falling while overseas markets gained. Key economic reports and Fed updates ahead.
Read MoreWhat You Can Deduct as a Business (IRS Section 162)
Learn what business expenses you can legally deduct under IRS Section 162—and what to avoid.
Read MoreDo You Have a Business or Just a Hobby? (Understanding IRS Section 183)
Is your side hustle a business or a hobby? Learn the IRS 9-factor test to unlock tax deductions and stay compliant.
Read MoreBusiness Owners: Are You Set Up to Save on Taxes?
Many business owners overpay taxes due to outdated entity structures. A quick review and reasonable compensation analysis can lead to big savings.
Read MoreTurn Your Side Hustle Into a Tax-Saving Business (Series)
Turn your side hustle into a real business. Learn how to claim deductions, reduce taxes, and build smarter systems—with your family in mind.
Read MoreGig Workers Are Business Owners Too — Here’s What That Means for Taxes
Uber driver? Freelancer? Etsy seller? You’re a business owner—and that means tax deductions. Here’s what you need to know.
Read MoreWhat Is Reasonable Compensation for S-Corp Owners—And Why You Need an Annual Analysis
S-Corp owners must pay themselves reasonable compensation via W-2 wages before taking distributions. Annual analysis helps ensure compliance and maximize benefits.
Read MoreWeekly Market Insights | U.S./China Tariff Truce Tames Markets
Markets surged last week on upbeat U.S.-China trade news and soft inflation data, with the S&P and Dow erasing year-to-date losses and tech stocks fueling gains.
Read MoreDon’t Wait: It’s Time to Review Your Life Insurance and Annuities
Make sure your life insurance and annuity policies still fit your goals. Schedule a quick review today and get ahead before your mid-year check-in!
Read MoreIRS Reform, Budget Cuts, and AI: What Treasury Secretary Bessent’s Vision Means for Small Businesses
IRS cuts staff and shifts to AI for collections, sparking concerns over service delays and audit risks. Taxpayers and small businesses must prepare for a leaner, tech-driven IRS.
Read MoreImproper Payments of Key Tax Credits Surpass 10% in 2024
Improper payments topped 10% for four major tax credits in 2024. Small business owners and self-employed taxpayers must meet IRS standards to stay compliant.
Read MoreWeekly Market Insights | Positive Indicators Lift Stocks into May
Markets rallied on upbeat Q1 earnings, strong April jobs data, and easing trade tensions. S&P 500 posted its longest winning streak in 20 years.
Read MoreStudent Loan Collections Resume: What Borrowers in Default Need to Know
Federal student loan collections resume May 5, 2025. Learn how defaulted borrowers can avoid garnishment and stay on track with new repayment tools.
Read MoreNo Early-Warning Signs of a Recession
Despite recession talk, falling high-yield bond returns suggest confidence, not fear. Stay disciplined and focus on real data, not speculation.
Read MoreWeekly Market Insights | Markets React to Positive Trade Talk
Stocks rally as trade tensions ease and tech leads gains. Key economic data, earnings events, housing trends, disaster recovery tips, and walking meditation insights complete this week’s update.
Read MoreWeekly Market Insights | Market Slips as Q1 Reports Arrive
U.S. stocks dipped during the shortened week as Q1 earnings rolled in. Fed tariff concerns and mixed economic signals weighed on markets, while global stocks surged.
Read MoreWeekly Market Insights | Investors React to Tariff News
Markets dipped last week as tariff tensions and rising inflation shook investor confidence. Major indexes posted losses after a volatile mix of optimism and concern.
Read MoreWeekly Market Insights | Fed Happy Talk Breaks Bad News Streak
Markets rebounded last week as Fed optimism lifted investor sentiment, ending a 4-week losing streak. The Dow led gains; rate cut hopes fueled the rally.
Read MoreMarket Pullbacks & Your Portfolio
Market volatility continues as inflation, interest rates, and GDP growth send mixed signals. Stay focused on your long-term strategy and avoid emotional decision-making. Need guidance? Let’s discuss your investment plan today!
Read MoreWeekly Market Insights | Tariffs Take Markets for a Wild Ride
Stocks fell as trade uncertainty shook investors, with the S&P 500 down 3.10% and Nasdaq dropping 3.45%. Tariff fears fueled volatility, but markets rebounded after Fed comments on economic stability. Global markets saw mixed results.
Read MoreWeekly Market Insights | Tariff Talk Returns, Volatility Close Behind
Stocks were mixed last week as inflation and trade policy concerns fueled volatility. The Dow rose 0.95%, S&P 500 fell 0.98%, and Nasdaq dropped 3.47%. Get insights on market trends, tariffs, key economic data, and upcoming earnings reports
Read MoreWeekly Market Insights | New Indicators Rattle Investors
Stocks declined sharply last week due to sticky inflation and worries about slowing economic growth, marked by weak consumer sentiment and disappointing retail outlooks.
Read MoreBOI Reporting Deadline Extended to March 21, 2025
The BOI reporting deadline is now March 21, 2025. Stay informed on CTA updates, legal proceedings, and compliance requirements to keep your business compliant.
Read MoreWeekly Market Insights | Markets Advance Amid Volatile Week
Stocks gained despite market swings, with the S&P 500 up 1.47% and Nasdaq rising 2.58%. Inflation concerns persist as CPI data beats expectations, while the Fed signals patience on rate cuts.
Read MoreIRS to Be Audited by DOGE: What It Means for Taxpayers
The IRS is undergoing an audit by DOGE, aiming to improve efficiency and reduce waste. This could impact tax refunds, compliance, and processing times. Stay ahead by filing early and consulting our tax experts for guidance.
Read MoreWeekly Market Insights | Markets Process Tariff Deals, New Data
Stocks fell last week as tariffs, Q4 earnings, and mixed jobs data fueled volatility. The S&P 500 lost 0.24%, with the Dow and Nasdaq also down. Investors now focus on upcoming economic reports and Fed speeches.
Read MoreCorporate Transparency Act Appeal: What Businesses Need to Know
The DOJ is appealing a court injunction on the Corporate Transparency Act, potentially reinstating BOI reporting. Businesses should stay informed and prepare for compliance as deadlines approach.
Read MoreBook Review: "Practice Makes Profit..." by Graham Scott
Tired of working harder without better results? "Practice Makes Profit" by Graham Scott reveals how small business owners can boost profitability with smarter strategies. Read our review to learn how to grow your business without burnout.
Read MoreWeekly Market Insights | Black Swan Casts Shadow Over Wall Street
Markets were volatile last week as a Chinese AI breakthrough hit tech stocks, the Fed held rates, and tariffs loomed. The S&P 500 fell 1.00%, Nasdaq lost 1.64%, while the Dow gained 0.27%, outperforming for the fourth straight week.
Read MoreWeekly Market Insights | Shifted Policy Gears Rev Markets
Stocks surged last week on strong corporate earnings, eased tariff policies, and D.C. optimism. Key economic data and Fed signals this week could shape markets further, with major companies like Apple, Microsoft, & Exxon reporting earnings.
Read MoreSupreme Court Allows BOI Enforcement, But Injunction Still Halts Action
A federal court injunction delays BOI reporting enforcement despite a Supreme Court ruling. Explore your options under the Corporate Transparency Act to stay prepared and reduce compliance risks.
Read More3 Trump Tax Proposals You Should Know About
Discover Trump's latest tax proposals: Social Security tax cuts, no tax on tips, and overtime pay exemptions. Learn how these changes could impact your finances and what steps you should take now!
Read MoreUsing the S&P 500 as a Portfolio Benchmark: A Risk-Reward Misstep
Discover why using the S&P 500 as a benchmark could mislead your investment strategy. Learn how to align your portfolio with your goals for true financial success. Read more!
Read MoreSupreme Court Reinstates BOI Reporting: Missing the Deadline Could Cost Your Business!
The Supreme Court reinstates the Corporate Transparency Act, reviving BOI reporting requirements for millions of businesses. Stay updated on FinCEN guidance and prepare to meet compliance obligations under the CTA.
Read MoreAre Sovereign Tribal Tax Credits Legitimate or a Risky Tax Scam?
Uncover the truth about Sovereign Tribal Tax Credits. Learn how to identify risks, evaluate legitimacy, and avoid tax scams with expert insights and practical tips.
Read MoreWeekly Market Insights | Goldilocks Returns; Market Ends Week "Just Right."
Stocks rallied last week on upbeat Q4 earnings, slowing inflation data, and economic optimism. The S&P 500 rose 2.91%, the Dow surged 3.69%, and the Nasdaq gained 2.45%, fueled by cooling inflation and positive global developments.
Read MoreSuper Catch-Ups for 2025
Are you 60-63 and planning your retirement? The SECURE Act 2.0 introduces an $11,250 “super catch-up” contribution for workplace plans like 401(k)s. This is a chance to boost savings and lower taxable income. Let’s discuss your strategy!
Read MoreSocial Security Fairness Act: What It Means for Millions of Americans
The Social Security Fairness Act boosts benefits for nearly 3 million Americans by repealing the GPO and WEP. Learn how this law impacts public-sector workers, the benefit increases, and what steps you can take to maximize your Benefits.
Read MoreThe Collector and the Guide: Why Lifestyle Matters More Than Assets
Jack saved for retirement but missed living fully along the way. Learn how a balanced financial plan can help you enjoy health, time, and relationships today.
Read MoreWhat is the Social Security Fairness Act?
The Social Security Fairness Act repeals WEP and GPO, boosting benefits by $360/month for public sector retirees and offering lump sums for missed benefits. Adjust your retirement strategy to align with these changes.
Read MoreWeekly Market Insights | Investors Read Inflation Risk in Job Numbers
Markets fell for a second week as inflation concerns grew. Economic data, Fed minutes, and a strong jobs report raised rate adjustment fears, pressuring stocks.
Read MoreProtecting Your Private Information: Tips to Stay Safe in a Data-Driven World
Protecting your data is critical in today’s digital age. Use strong passwords, limit app tracking, manage cookies, and rethink your online habits to stay secure and maintain privacy.
Read MoreWeekly Market Insights | Stocks Decline Slightly as New Year Dawns
Stocks declined slightly last week, with major indices posting modest losses despite a strong tech-led rally on Friday. Megacap tech stocks remain a dominant market driver, contributing significantly to recent S&P 500 gains. Investors eye e
Read MoreCourt Reversal Temporarily Halts BOI Reporting Requirements
Court reinstates a hold on BOI reporting requirements, pausing enforcement while legal challenges continue. Businesses face uncertainty but can still file reports voluntarily.
Read MoreWeekly Market Insights | Holiday Spending Up
Stocks saw modest gains during the holiday week, with early rallies driven by tech stocks fading midweek. Strong holiday spending, up 3.8% in 2024, highlighted consumer strength despite mixed economic data.
Read MoreHow Retirement Income Can Affect Your Medicare Premiums
Learn how retirement income, like RMDs, can impact Medicare premiums. Discover strategies to minimize premium increases and manage income effectively.
Read MoreBOI Deadline Extended: What You Need to Know
FinCEN extended the BOI filing deadline to Jan. 13, 2025. Ensure compliance by filing on time. Contact us for help navigating the process!
Read MoreCritical Alert: File Your BOI Reports Immediately to Avoid Severe Penalties
File your BOI reports by Jan 1, 2025, to avoid hefty penalties. The reinstated Corporate Transparency Act requires nonexempt businesses to disclose beneficial ownership info. Act now to stay compliant!
Read MoreWeekly Market Insights | Powell Signal Leaves Investors Cold
Stocks slipped last week after hawkish Fed comments. The Dow fell 2.25%, S&P 500 dropped 1.98%, and Nasdaq declined 1.78%. Markets steadied as inflation data offered a boost, despite Fed rate caution and a government funding hurdle.
Read MoreClosing Your Inactive Business Before Year-End: A Simple Guide
Close your inactive business before year-end to save costs, simplify taxes, and avoid risks. Learn the steps and key considerations, including BOI filing and compliance.
Read MoreWeekly Market Insights | Mixed Data, Mixed Results.
Stocks ended the week mixed, with the S&P 500 down 0.64% and the Nasdaq up 0.34%, as investors digested fresh inflation data and awaited the Fed's December rate adjustment.
Read MoreFinCEN Suspends BOI Reporting Requirement: What You Need to Know
FinCEN halts mandatory BOI reporting after a court ruling but still accepts voluntary submissions. Businesses should monitor updates as legal challenges to the Corporate Transparency Act continue.
Read MoreWhat Business Owners Need to Know About the Corporate Transparency Act
A federal court has paused the Corporate Transparency Act’s BOI reporting requirements. While deadlines are on hold, business owners should stay prepared and gather ownership info to ensure future compliance.
Read MoreWeekly Market Insights | Markets Mixed; Jobs Back on Track
Stocks were mixed this week, with the Nasdaq gaining 3.34%, S&P 500 up 0.96%, and Dow Jones down 0.60%. Tech stocks led the way, hitting record highs, while a strong jobs report eased economic concerns.
Read MoreWeekly Market Insights | Solid Gains for Thanksgiving Week
Stocks rallied over the short holiday week, with the S&P 500, Nasdaq, and Dow posting strong gains amid positive economic data, a Treasury nominee announcement, and optimism despite tariff concerns.
Read MoreWeekly Market Insights | Pre-Holiday Optimism Lifts Markets
Stocks rallied last week with the Dow up 1.96%, driven by holiday optimism despite geopolitical tensions and mixed earnings. Small-cap stocks outperformed, with the Russell 2000 rising 4.50%.
Read MoreWeekly Market Insights | Rally Loses Steam; Fed Weighs Move
Stocks dropped last week as inflation data and cautious Fed comments rattled markets. Retail sales growth highlighted economic strength but added uncertainty to Fed rate decisions.
Read MoreWeekly Market Insights | Stocks Retreat on Jobs and Election Concerns
Stocks dipped last week as mixed Q3 earnings and economic data left investors uninspired. Tech struggles, a soft jobs report, and Fed concerns drove markets down, breaking the Nasdaq’s winning streak.
Read MoreWeekly Market Insights: Stocks Mixed Ahead of Election
Stocks were mixed last week due to economic data and pre-election uncertainty. The S&P 500 fell, the Nasdaq rose, and the Dow dropped. Key earnings reports and economic data are expected this week.
Read MoreWeekly Market Insights: Sixth Week of Gains on Wall Street
U.S. stocks rose modestly last week amid strong retail sales and positive earnings reports. The S&P 500, Dow, and Nasdaq reached new highs. AI chip demand boosted tech stocks, while election uncertainty lingered.
Read MoreNavigating the New Independent Contractor Test: What You Need to Know
Learn about the DOL’s new independent contractor rule effective March 11, 2024. Discover key factors, compare it to IRS guidelines, and ensure compliance. Contact Adair Advisory Group for guidance.
Read MoreWeekly Market Insights: Mixed Data Leaves Investors Anxious
Stocks advanced last week despite mixed inflation data, lurching oil prices, and lingering anxiety about the Middle East. The Standard & Poor’s 500 Index gained 1.11 percent, while the Nasdaq Composite rose 1.13 percent. The Dow Jones...
Read MoreWeekly Market Insights: Market Rallies But Ends Week Flat
Stocks remained mostly unchanged last week, with the Dow & S&P 500 slightly rising & the Nasdaq flat. Geopolitical tensions in the Middle East affected markets, spiking oil prices & bond yields. A strong jobs report boosted market optimism.
Read MoreWeekly Market Insights: Rate Cut Momentum; D.C. Averts Shutdown
Stocks gained momentum as the Fed cut rates by 0.50%. International markets surged with China’s stimulus plan, while the U.S. saw mixed economic reports and a temporary government funding resolution.
Read MoreWeekly Market Insights: Fed Cuts Interest Rate by Half-Point
Stocks gained last week after the Fed's 0.5% rate cut. Major indexes rose as data signaled a cooling but robust economy, while inflation slowed. Investors responded positively to the Fed’s move after an initial dip.
Read MoreSocial Security 2025 COLA: Projected 2.5% Increase
Social Security beneficiaries can expect a 2.5% cost-of-living adjustment (COLA) in 2025, raising average benefits by $48. This adjustment reflects recent inflation trends, with the official announcement coming October 10.
Read MoreWeekly Market Insights: Stocks Rally Ahead of Fed Meeting
Stocks rallied last week, led by tech stocks and small caps, as inflation data showed moderation. The Dow rose 2.60%, S&P 500 gained 4.02%, and Nasdaq surged 5.95%. Investors are optimistic about potential Fed rate changes.
Read MoreWeekly Market Insights: Markets Focus on Fed's Big September Move
Stocks tumbled last week as soft economic data and concerns about the Fed’s next interest rate move unsettled investors. The Dow, S&P 500, and Nasdaq all saw significant declines, reflecting a week of uncertainty.
Read MoreUnderstanding FBAR: Reporting Your Foreign Bank Accounts
U.S. citizens and resident aliens with foreign financial accounts exceeding $10,000 must file an FBAR. This blog post explains who needs to file, how to file, penalties for non-compliance, and additional reporting requirements.
Read MoreWeekly Market Insights: Powell: Fed is Ready for Rate Cut
Stocks gained as dovish comments from Federal Reserve officials boosted market recovery. The S&P 500 rose 1.45%, Nasdaq 1.40%, and Dow 1.27%. Fed Chair Powell’s speech at Jackson Hole further lifted markets.
Read MoreWeekly Market Insights: Markets Rise Thanks to Upbeat Indicators
Stocks surged last week, driven by positive economic data and encouraging Fed comments. The S&P 500 had its best weekly gain of the year, with notable performances from the Nasdaq and overseas markets.
Read MoreWeekly Market Insights: Stocks Stage Comeback After Heavy Monday
Stocks ended the week with modest losses after a volatile trading period. The Dow fell 0.60%, S&P 500 was flat, and Nasdaq dipped 0.18%. A drop in jobless claims eased recession fears, and mortgage rates hit a 15-month low, boosting market
Read MoreWeekly Market Insights: Fed Goes Dove; Investors Retreat
The Dow and S&P 500 dropped over 2%, while Nasdaq fell 3.35%. Fed's interest rate cut news rallied stocks midweek, but weak corporate reports and economic data drove declines. Concerns over economic strength rose with unemployment at 4.3%.
Read MoreNavigating the Tax Implications of Renting Personal Property
Renting personal property like cars or jet skis? Understand tax implications! Report income on Schedule C, not E, and maximize deductions for expenses like maintenance and insurance. Proper classification avoids overpaying taxes.
Read MoreMaximizing Vehicle Expense Deductions: A Basic Guide for Business Owners and the Self-Employed
Learn the basics of how to maximize vehicle expense deductions for your business. Understand methods, required criteria, and record-keeping tips to ensure compliance with IRS regulations.
Read MoreWeekly Market Insights: Down Corporate Reports Shake Investors
In July, the Dow is up 4%, while the S&P is slightly down, and the Nasdaq is off by over 2%. Key economic data and major company earnings reports are scheduled this week.
Read MoreDeducting Home Office Expenses: What You Need to Know
Understand how to deduct home office expenses with this comprehensive guide. Learn about eligibility, calculation methods, and special considerations for partners and S corporation owners. Maximize your deductions effectively.
Read MoreBig Changes Coming to Real Estate Commissions
Real Estate Commission Changes: Starting August 17, 2024, NAR will implement new policies affecting how brokers are compensated. These changes aim to increase negotiation and competition, potentially lowering costs for sellers and buyers.
Read MoreWeekly Market Insights: Investors Shift, Anticipating Lower Interest Rates
Stocks fell last week as investors rotated out of mega-cap tech stocks. The S&P 500 fell 1.97%, Nasdaq declined 3.65%, but the Dow rose 0.72%. A global tech outage on Friday contributed to the decline. Despite this, the Dow finished green.
Read More2025 Health Savings Account (HSA) Key Numbers
IRS updates 2025 HSA limits: $4,300 for self, $8,550 for family; HDHP minimum deductibles and out-of-pocket maximums also increased.
Read More2024 Mid-Year Tax Brief
2024 Tax Updates: Potential child tax credit increase, RMD relief for non-spouse IRA inheritors, delayed Form 1099-K rules, new pension-linked emergency savings accounts, IRS scrutiny on ERC claims, and BOI reporting requirements.
Read MoreWeekly Market Insights: Stocks Advance After New Inflation Data
The S&P 500 rose 0.87%, Dow Jones 1.59%, and Nasdaq 0.25%. The Dow broke 40,000, driven by upbeat earnings and mild inflation. Mixed PPI and CPI data were noted. Key economic data and earnings reports are expected next week.
Read MoreWeekly Market Insights: Stocks Steady in Short Holiday Trading
Markets up, led by tech and jobs data. S&P and Nasdaq hit records. Fed may adjust rates. Key economic data and earnings ahead.
Read MoreBoost Your Home Improvements with Tax Credits
Boost your home's efficiency and save on taxes! Learn how energy-efficient upgrades like solar panels, insulation, and new windows qualify for valuable tax credits. Maximize your savings and get expert help to make the most of them.
Read MoreMaximizing Tax Benefits: Day Camps and Childcare
Discover how day camps can qualify for the Child and Dependent Care Tax Credit, saving you up to 35% on childcare expenses. Consult us for expert guidance on maximizing your tax benefits this summer!
Read MoreRecord-High Student Loan Rates Set for 2024-2025: What You Need to Know Now
Federal student loan rates hit a decade high for 2024-2025. See the latest rates for undergrad and grad loans, and learn how it impacts you.
Read MoreEnsure Reasonable Compensation for S Corporation Shareholder Employees
Discover why reasonable compensation for S Corporation shareholder-employees is crucial for IRS compliance and tax optimization. Learn key factors and debunk common myths with Adair Advisory Group LLC.
Read MoreWeekly Market Insights: Stocks Rise Modestly Over Short Trading Week
Stocks edged higher over the four trading days. The Dow Jones Industrial Average rose 1.45%, marking its best week since May. Meanwhile, the Standard & Poor’s 500 Index gained 0.61%, and the Nasdaq Composite remained flat.
Read MoreTax Alert for Business Owners: Corporate Transparency Act Update
The Corporate Transparency Act (CTA) mandates businesses disclose beneficial ownership to FinCEN. Despite a lawsuit exempting some, FinCEN enforces the CTA broadly. Consult us to ensure compliance.
Read MoreIRS Addresses 2023 Balance Due Notices - How We Can Help You Resolve This Issue
The IRS is aware of CP14 notices showing a 2023 balance despite payments. No immediate action is needed if paid in full. Contact us with any IRS notices for expert analysis and resolution. We're here to ensure your tax issues are resolved.
Read MoreNavigating the Future: Sneak Peek at IRS's New Form 1099-DA for Digital Asset Transactions in 2025!
Discover the IRS's groundbreaking Form 1099-DA for digital assets in 2025 taxation. Learn how to navigate this new frontier in finance!
Read MoreWeekly Market Insights: AI Rules Big Week for Tech Stocks
Stocks mixed on Fed news. Tech giants soar, Nasdaq hits records. Nvidia's Q1 sales surge, signaling AI market growth. This week: economic data, earnings.
Read MoreExploring the Implications of the Corporate Transparency Act on Beneficial Ownership Interest (BOI)
Recent court ruling challenges Corporate Transparency Act. Uncertainty looms over BOI reporting for small businesses. Legal and filing advice offered.
Read MoreWeekly Market Insights: Despite Turbulent Week, Stocks Stage Comeback
Corporate earnings outperformed despite slower Q1 GDP growth. Inflation concerns persist as PCE Index rises. Key economic data and major earnings reports ahead.
Read MoreWeekly Market Insights: Stocks Startled By Inflation, Conflict
Stocks fell last week as investors sorted through conflicting inflation reports and assessed geopolitical tensions. Inflation Spooks Markets On Wednesday, the March Consumer Price Index (CPI) report rattled markets, revealing that...
Read MoreA (Golden) Nugget of Wisdom
Gold's value surged due to central bank buying, global tensions, and increased demand. However, Warren Buffet's comparison suggests investing in farmland may offer more long-term benefits than holding gold.
Read MoreThe Fed’s Drive to 2% Inflation
Deciphering the Fed's intentions: Rather than better data, they seek sustained signs of cooling inflation. Eyes on upcoming CPI and PCE updates. Rate cuts in 2024 uncertain. Stay focused on financial goals. #FederalReserve #InterestRates
Read MoreWeekly Market Insights: Stocks Hit New Highs on AI's Promise
Stocks soared on Nvidia's strong Q4 report, hitting record highs, signaling belief in AI's economic impact. Nvidia's $2T valuation highlights its AI dominance.
Read MoreWeekly Market Insights: Market Retreats on Inflation, Economic Reports.
📉 Last week, stocks fell amid inflation worries, breaking a 5-week winning streak. Keep an eye on key economic data and earnings reports for insights.
Read MoreWeekly Market Insights: S&P Hits Record High
Last week, the S&P 500 hit a record high fueled by robust corporate earnings and favorable inflation news. Despite initial concerns, the market rallied, spotlighting the economy's resilience. Challenges like rising oil prices loom.
Read MoreWeekly Market Insights: Excitement Around Big Tech Continues
Big tech-fueled stock market highs. Q4 growth exceeded expectations, and inflation cooled. Earnings season driven by FOMO. This week: FOMC, earnings reports. Stay informed!
Read MoreWeekly Market Insights: Big Win For Big Tech
Stocks dipped, then rallied last week, driven by tech. Economic uncertainty looms as retail sales impress. Keep an eye on key data and earnings this week.
Read MoreWeekly Market Insights: Investors Begin to See the Light in Upbeat Week.
Stocks had a rollercoaster week, boosted by tech and mixed inflation data. This week, watch for economic data and earnings reports.
Read MoreWeekly Market Insights: Investors Enter 2024 in Doubtful Mood
Stocks started 2024 with uncertainty. Tech stocks led the decline, but positive jobs data on Friday offered relief. Key economic data and earnings reports ahead. Stay informed. #StockMarket #2024Outlook
Read MoreWeekly Market Insights: Investors Boost Stocks Ahead of Holiday Week
Investor optimism and fears of missing out on future gains propelled stocks higher in the last full week of trading before year-end. The Dow Jones Industrial Average added 0.22%, while the Standard & Poor’s 500 gained 0.75%. The...
Read MoreWeekly Market Insights: Stocks Rally on Fed, Inflation News
Markets reacted positively last week to cooler inflation and the idea of potential rate cuts next year, adding to the gains of the market’s year-end rally. The Dow Jones Industrial Average rose 2.92%, while the Standard &...
Read MoreWeekly Market Insights: Stocks Spark Late Week Rally
Stocks rally late in the week, boosting November gains! Discover why AI news and productivity reports are fueling investor optimism and what economic data to watch this week. Full insights here! #StockMarket #Investing
Read MoreWeekly Market Insights: Stocks Rise as Bond Yields Fall
Stocks had a mixed week but rallied on Friday. Dow is up 2.42%, S&P 500 gained 0.77%, and NASDAQ rose 0.38%. Inflation eases, and this week brings key economic data and earnings reports.
Read MoreUnderstanding Reasonable Compensation in S Corporations
Explore the importance of reasonable compensation in S corporations, debunking myths, outlining IRS guidelines, and emphasizing expert guidance for compliance and financial health.
Read MoreWeekly Market Insights: Short Week Strong for Stocks
Stocks rose as bond yields fell. Dow up 1.27%, S&P 500 up 1.00%, Nasdaq up 0.89%. Fed minutes hint at reduced rate hike chances. Earnings strong.
Read MoreWeekly Market Insights: November Rally Continues
Stocks gain on low inflation: Dow +1.94%, S&P 500 +2.24%, Nasdaq +2.37%. CPI & PPI below forecasts. Upcoming: housing sales, FOMC minutes, jobless claims, earnings (Agilent, Nvidia, Lowe's, Analog Devices, Deere).
Read MoreIRS Releases 2024 Tax Brackets, Retirement Contribution Limits
The IRS has updated 2024 tax brackets, standard deduction, and retirement contribution limits. Key changes include a 5.4% adjustment in tax brackets, higher standard deductions, and increased IRA and 401(k) contribution limits.
Read MoreWeekly Market Insights: Stocks Rally Friday; Powell Cautious On Progress
Stocks had a strong Friday rally, extending November's gains. Dow up 0.65%, S&P 500 1.31%, Nasdaq 2.37%. Powell's remarks impact. Critical economic data and earnings reports ahead.
Read MoreNavigating Medicare Costs in 2024: What to Expect
2024 Medicare Update: Part A premiums may hit $505, Part B rises to $174.70/month. Deductibles up to $240. See income-based premium chart for more.
Read MoreWeekly Market Insights: Stocks Rise, Jobs Cool
Stocks ripped higher last week on a dramatic retreat in bond yields triggered by easing inflation and a slowing labor market. The Dow Jones Industrial Average jumped 5.07%, while the Standard & Poor’s 500 surged 5.85%. The...
Read MoreWeekly Market Insights: Stocks Retreat on Cautious Earnings Reports
Stocks declined due to cautious earnings guidance, higher rate fears, and increased Treasury supply. Robust economic data added to concerns. Key earnings this week include McDonald's, Pfizer, Apple, and Berkshire Hathaway.
Read MoreWeekly Market Insights: Stocks Retreat Despite Solid Earnings
Stocks decline as 10-year Treasury yields hit 5% and mortgage rates reach 8%. Fed Chair Powell cites high inflation. Despite strong retail sales, housing shows mixed signs. Upcoming data and corporate earnings in focus."
Read MoreFed Presidents: Rates Are High Enough
Analyzing the Fed's 2023 rate hike plan. Jerome Powell hints at another hike, but market and Fed members disagree. The article explores the impact of recent CPI data on upcoming decisions, revealing a complex economic landscape.
Read MoreWeekly Market Insights: Markets React to Turmoil in Middle East, Inflation Concerns.
Stocks ended mixed last week amid the outbreak of hostilities in the Middle East and higher-than-expected inflation data. The Dow Jones Industrial Average gained 0.20%, while the Standard & Poor’s 500 rose 0.45%. But the Nasdaq...
Read MoreWeekly Market Insights: Stocks Rally After Strong Jobs Report
Dow slipped 0.30% last week, S&P 500 gained 0.48%, and Nasdaq rose 1.60%. Friday's strong employment report fueled a rally. Key economic data and earnings reports await this week.
Read MoreWeekly Market Insights: Bond Yields Rise; Government Shutdown Looms
Rising bond yields and government shutdown fears left stocks in mostly negative territory for the week. The Dow Jones Industrial Average lost 1.34%, while the Standard & Poor’s 500 slipped 0.74%. The Nasdaq Composite index was...
Read MoreWeekly Market Insights: Stocks End Summer with Gloomy News
Last week, stocks fell sharply due to rising bond yields & shutdown fears. The Dow lost 1.89%, S&P 500 down 2.93%, Nasdaq 3.62%. Fed hints at another rate hike soon. Upcoming key data: GDP, Jobless Claims.
Read MoreWeekly Market Insights: Will the Fed Raise Interest Rates?
Stocks down due to rising bond yields, higher oil prices, Fed rate hike concerns.
Read MoreWeekly Market Insights: September Stocks Open In Positive Territory
Falling bond yields–spurred by weak economic data–helped lift stocks to weekly gains. The Dow Jones Industrial Average advanced 1.43%, while the Standard & Poor’s 500 gained 2.50%. The Nasdaq Composite index...
Read MoreWeekly Market Insights: Stocks Retreat; Powell Talk Goes Hawk
Stocks wavered last week but rose post-Powell's monetary views. Dow fell 0.45%, S&P 500 up 0.82%, Nasdaq at 2.26%. Powell's inflation remarks calmed investors. Key data and earnings ahead.
Read MoreWeekly Market Insights: Stocks Weather Summer Storm of News and Indicators
Stocks declined last week with the Dow, S&P 500, and Nasdaq falling over 2%. Rising bond yields and weak China data weighed on markets. Despite this, a 0.7% July retail sales increase offered hope.
Read MoreAugust Is Make a Will Month
Make a Will Month" emphasizes estate planning. Through our Trust & Will partnership, get state-compliant digital plans. Secure a discount on our site's link.
Read MoreWeekly Market Insights: Summertime Blues for the Markets
Despite positive inflation, stocks waned with Dow up 0.62%, S&P 500 down 0.31%, and Nasdaq down 1.90%. Tech struggles, Moody’s downgrade, and China's export concerns affected sentiment. Upcoming: Retail Sales, Housing Starts. Earnings: Home
Read MoreWeekly Market Insights: Stocks Raise White Flag to Bad News
Stocks fell last week with rising bond yields and a U.S. debt rating downgrade. The Dow, S&P 500, Nasdaq, and MSCI EAFE all reported losses. Mixed employment data led to market fluctuations, and the unemployment rate dropped to 3.5%.
Read MoreA.I. Is Everywhere
Exploring rising interest in AI in Q2, its potential to reshape industries, & the need for discerning adoption.
Read MoreWeekly Market Insights: Stocks Jump After Inflation Gauge Cools
Stocks rallied as an inflation indicator cooled. 78% of S&P 500 firms exceeded forecasts. 2023 recession fears reduced amid positive economic data. Key data releases and earnings ahead.
Read MoreEveryone Needs an Estate Strategy
Like some of my clients, you may have seen the latest regarding Aretha Franklin's estate.The Queen of Soul passed in 2018, and years later, her loved ones are still caught in legal trials thanks to the existence of multiple wills.As...
Read MoreWeekly Market Insights: Stocks Advance and Retreat on Mixed News
Q2 earnings triggered stock market volatility last week, with initial gains offset by tech disappointments. Housing showed a slowdown. Key economic data and earnings from major firms are expected this week.
Read MoreWeekly Market Insights: Bad News for Bears; Good News Buoys Markets
Better-than-expected updates last week on consumer and wholesale price inflation buoyed investor sentiment, driving stocks higher and lower bond yields. The Dow Jones Industrial Average rose 2.29%, while the Standard &...
Read MoreUnderstanding the Intricacies of Reverse Mortgages
Explore reverse mortgages: a tool for homeowners 62+ to convert home equity into cash, offering financial flexibility in retirement. However, they carry risks and are not suitable for all.
Read MoreTips for Individuals Earning Income from Hobbies
Hobby income must be reported on tax returns without deducting expenses. Factors determining hobby vs. business include intent, profitability, record-keeping, and more.
Read MoreWasn't There Supposed to be a Recession?
Despite warnings of a 2023 recession due to Fed interest rate hikes, the economy shows signs of expansion. Q1 GDP grew 2% and job market indicators are positive. Despite an inverted yield curve typically signaling recession, the stock mark
Read MoreWeekly Market Insights: Stocks Stumble with CPI on Deck
Amid fears of more rate hikes, global stocks retreated. Unexpected surge in ADP jobs report unsettled investors. Friday's soft nonfarm payrolls calmed markets, but overall losses remained. Labor market shows potential cooling.
Read MoreWhy the Fed Can't Figure Out the Jobs Market
As the Fed continues its fight against inflation, one of the more challenging parts of the economy is gauging what's happening in the jobs market.One July report showed the private sector added nearly 500,000 jobs, double the...
Read MoreWeekly Market Insights: Economy Continues Upward Trend
Despite initial concerns, stocks rose as recession fears eased. Positive data on home sales, jobless claims, and GDP growth boosted investor confidence. Central bankers globally anticipate further rate hikes.
Read MoreBull Market Leaving Some Behind
Market timing is exhausting. And sometimes, it can be expensive. When you time the markets, you have to be right twice – first when getting out and second when getting back in.In the accompanying chart, you can see individual...
Read MoreWeekly Market Insights: Stocks Take Summer Break, Month Remains Strong
Stocks took a breather last week as investors digested the previous week’s surge and the month-to-date solid gains.The Dow Jones Industrial Average lost 1.67%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq...
Read MoreResumption of Student Loan Payments and Interest Accrual
Student loan payments to resume in Oct. Millions impacted. Plan ahead, know your options. Need guidance? Reach out today. Let's prepare together.
Read MoreVehicle Tax Deductions: How to Successfully Claim Your Business Mileage
Maximize your business mileage deductions. Keep updated records, use GPS apps, collect secondary evidence. Consult a Certified Tax Planner. #TaxDeductions #BusinessMileage"
Read MoreWeekly Market Insights: Stocks Climb After Fed Pause
Stocks climbed last week as reassuring inflation data boosted investor hopes that the rate-hike cycle was nearing an end amid fresh economic data pointing to continued economic resilience.The Dow Jones Industrial Average rose 1.25%,...
Read MoreJune CPI, the Fed, & Interest Rates
Jerome Powell skipped an interest rate hike at the Fed’s June meeting, but the market isn’t buying what the Fed Chair is selling about what’s next with short-term rates.Powell signaled that two more rate increases may...
Read MoreSupply Chain Issues Appear Resolved. For Now.
Here’s a riddle. “I’m a two-word phrase that we heard almost every day for two years, but it has dropped from almost all economic talk in 2023?”Answer: Supply chain.As you can see from the accompanying chart,...
Read MoreWeekly Market Insights: Markets March into Positive Territory Continues.
A late-week rally sent stocks into positive territory, with the S&P 500 index closing just shy of the 4,300 mark.The Dow Jones Industrial Average gained 0.34%, while the Standard & Poor’s 500 added 0.39%. The Nasdaq Composite...
Read MoreWeekly Market Insights: Debt Deal Relieves Market Worries
Stocks surged higher in the closing days of a holiday-shortened trading week, ignited by a political resolution on raising the debt ceiling and a strong employment report.The Dow Jones Industrial Average rose 2.02%, while the Standard...
Read MoreWeekly Market Insights: Debt Talks Optimism Keeps Eyes on D.C.
Markets moved in sync last week with perceived movement in debt ceiling talks, weakening early in the week and then surging on news of progress. A solid quarterly report and guidance from a mega-cap technology company helped with...
Read MoreWeekly Market Insights: Despite Stall, Debt Deal Optimism Cheers Markets
Stocks rallied last week, propelled by growing optimism over reaching a deal on raising the debt ceiling and avoiding a technical debt default by the U.S.The Dow Jones Industrial Average edged 0.38% higher, while the Standard &...
Read MoreWall Street Focuses on Debt Ceiling
Would it surprise you to hear that investors have moved past worrying about inflation? They have, at least for now.Wall Street has shifted its attention to Washington’s budget negotiations and how the debt ceiling will be...
Read MoreWeekly Market Insights: Attention Turns to the Debt Ceiling
Stocks were mixed last week as good inflation news was offset by mounting debt ceiling concerns and rekindled regional banking fears.The Dow Jones Industrial Average lost 1.11%, while the Standard & Poor’s 500 slipped 0.29%. The...
Read MoreThe Fed Raises Rates. Again.
Don't hold a surprise birthday party for Jerome Powell. He would hate it. And if you plan on visiting the Fed Chair, call first. He doesn't like surprises.Powell delivered on his March promise at the most recent Fed meeting by...
Read MoreWeekly Market Insights: Friday Rally Trims Losses; CPI Report Next Week
A Friday rebound, triggered by a big tech company’s earnings beat and a strong jobs report, shaved much of the week’s accumulated losses.The Dow Jones Industrial Average fell 1.24%, while the Standard & Poor’s 500...
Read MoreMarket Assesses First Republic, GDP Report
Financial markets can be challenging to understand. And when markets enter a “bad news is good news” cycle, it becomes even more challenging to follow along.Stock prices rallied at the end of April after the Commerce...
Read MoreWeekly Market Insights: Stocks Rally As Attention Shifts to Fed's May Meeting
Strong earnings from several mega-cap technology companies offset renewed regional banking jitters and weak economic data, leaving stocks higher for the week.The Dow Jones Industrial Average gained 0.86%, while the Standard &...
Read MoreWeekly Market Insights: Stocks show small losses after mixed week
Stocks remained resilient last week amid mixed earnings reports, hawkish Fed-speak, and lingering recession fears, closing out the five trading days with small losses.The Dow Jones Industrial Average slipped 0.23%, while the Standard &...
Read MoreWeekly Market Insights: Lower inflation lifts spirits in uneven week.
The combination of an improving inflation outlook resulted in a week of uneven, albeit positive, performance, in which cyclical and financial stocks rallied while technology, real estate, and utilities lagged. The Dow Jones...
Read MoreHaving Financial Conversations with Adult Children
A recent survey reported that 68% of parents had made financial sacrifices to support their adult children. It's often a difficult decision that can stress relationships, impact retirement strategies, and harm overall financial...
Read MoreWeekly Market Insights: Hiring Cools; Recession Fears Rise.
Stocks ended a shortened week of trading mixed amid revived recession fears on Wall Street triggered by weak economic data.The Dow Jones Industrial Average gained 0.63%, while the Standard & Poor’s 500 slipped 0.10%. The Nasdaq...
Read MoreMarket Timing Is Exhausting
Market timing must be exhausting. Always moving in and out of the markets based on economic analysis or business headlines must be so challenging.The accompanying chart shows that money held in money market mutual funds rose to $5.1...
Read MoreWeekly Market Insights: Banking Crisis Fears Dim; Markets Rally
Stocks rallied last week on receding fears of a widening banking crisis, led by resurging investor interest in technology and communication services names.The Dow Jones Industrial Average gained 3.22%, while the Standard & Poor’s...
Read MoreWeekly Market Insights: Mixed Message Provokes Volatility
Modest gains in major market indices masked sharp volatility amid the uncertainty arising from mixed messages emanating from public officials and revived banking fears. The Dow Jones Industrial Average gained 1.18%, while the Standard...
Read MoreAre Interest Rates Heading Lower?
As the financial markets sort through the banking sector's issues, speculators have adjusted their outlook for interest rates for 2023 and beyond.In the first table, you can see that on March 3, speculators were expecting the Federal...
Read MoreWeekly Market Insights: Bad News Gives Markets a One-Two Punch
Stocks tumbled last week as investors reconsidered their interest rate expectations after Fed Chair Powell’s Congressional testimony that rates may need to go higher. Stocks also were rattled when a west coast bank was placed...
Read MoreWhat Can the IRS Do to Collect Back Taxes?
Opening the mailbox and finding a letter from the IRS is frightening, but what happens next can be even scarier. The tax agency wields incredible power, and if they claim you owe additional taxes, they have many different options for...
Read MoreYour 4% Withdrawal Strategy May Not Be Enough
YOUR 4% WITHDRAWAL STRATEGY MAY NOT BE ENOUGH Get the Tax Guidance You Need to Help Live the Retirement You Desire There’s a lot of concern among industry experts about whether the popular 4% withdrawal rule can provide enough income...
Read MoreCommon Tax Relief Programs the IRS Offers
The IRS actually understands taxpayers fall behind on their taxes, and they have programs in place that can reduce the amount you owe or at least make paying the tab a little easier.
Read MoreTax Deductions You May Be Eligible for as a Freelancer
Small business owners and freelancers can get blindsided by huge tax bills. here are some tax deductions you may be eligible for to help reduce your tax burden and protect your income.
Read MoreFour Ways Freelancers and Gig Workers Can Trim Their Tax Bills
If you love the freedom of gig work but not the big tax bill, you need to think ahead. Here are four ways you can trim your tax bills.
Read More8 Ways to Get Ready for Tax Season and Avoid a Back Tax Problem
The holidays are here. Not to be a Grinch but right around the corner is a less fondly anticipated time of year. Before you know it, you will be taking down the Christmas tree, pulling down the holiday lights and getting ready for the...
Read More13 Reasons Why NOT to invest an IRA in real property!
Apparently, reality TV shows are now providing tax advice!. The number one questions across the country this year are from clients attending “real estate” seminars and being told to use their IRA to buy and flip homes....
Read MoreOperation Hidden Treasure: Cryptocurrency And Your Taxes
Cryptocurrency has become an incredibly popular way to invest, but the tax side of this virtual coin can be difficult to navigate. The IRS has gone back and forth over the years on it's stance on cryptocurrency, making it confusing...
Read MoreTips for Finding a Qualified Tax Resolution Firm
Given how high the stakes are, it is surprising how little thought many people give to their taxes. All too often, individuals simply walk into a neighborhood storefront, hand over their most personal information and trust the person...
Read More4 Common Tax Return Mistakes That Could Get You in Trouble with the IRS
As tax filing season unfolds, many taxpayers are taking the bull by the horns and doing their own taxes. Though it may seem like good news for the individual taxpayer, it’s important to watch out for common tax filing mistakes....
Read MorePresident Biden's American Families Plan
Congress is currently debating President Biden’s American Families Plan of tax and benefit changes. The Plan would make sweeping changes to our individual tax system and a limited window of time is available to plan for some of...
Read MoreDoes the IRS Disagree with Your Income Figures?
It is one of the scariest things that can befall a taxpayer - the dreaded notice from the IRS stating you owe them more money you can’t pay. When you open the mailbox and see the return address of the tax agency staring back at...
Read MoreWhich Tax Records to Keep and For How Long. Do This And Avoid Tax Problems Later.
Whether you are expecting a nice tax refund or preparing to write a big scary check, you know that April 15 is the annual tax filing deadline. What you may not know, however, is that tax day is every day at the IRS, and the tax agency...
Read MoreDo You Owe Back Taxes? Take These Steps to Protect Yourself and Your Finances
Few things are as frightening as opening the mailbox and finding a letter from the IRS, especially when you know you owe them money. The much feared tax agency does not contact taxpayers just to say hello and receiving communication...
Read MoreWho will they call if you've been in an accident?
A health care power of attorney, your medical decision-maker, plays an important role in estate planning but only if they are alerted to act. One way to make sure your medical decision-maker is alerted is to add them as an emergency...
Read MoreGetting Your Free Credit Reports
In order to maintain good credit and to guard against identity theft, you should check your credit reports frequently. Under the Fair and Accurate Credit Transactions Act 0f 2003 (FACTA), you are entitled to one free credit report...
Read MoreAre My Social Security Benefits Taxable?
It use to be so simple: Social Security benefits were tax-free. But then as a part of a "Let's Save Social Security" plan, Congress decided to tax up to 50% of your benefits. Later Congress decided to tax up to 85%, allowing the extra...
Read MoreShould I sell or rent out my present home?
Moving and trying to decide whether to rent out or sell your present home? If so, consider two important factors:How your choice will affect your cash positionHow willing and able you are to manage a rental property Are you buying...
Read MoreWhat is the child tax credit?
If you have a qualifying child under the age of 17, you may be entitled to claim this credit. A qualifying child may be a dependent child, stepchild, adopted child, sibling, or step-sibling (or descendant of these individuals), or an...
Read MoreWhat to Expect When Filing Your 2013 Tax Return
Did you know that the government shutdown has had an impact on your tax return? Because the shutdown prevented the IRS from doing some of its standard tax season preparation, the filing season will begin a little later and your refund...
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